Linden, NJ Insurance Agents · Insurance Concierge

If you live in the state of New Jersey and are looking for a reputable and trustworthy insurance agent to handle all your insurance needs, Insurance Concierge located in Linden, NJ can help. Our insurance agency writes policies for the following types of insurance:

  • Home
  • Auto
  • Commercial
  • Flood
  • Boat/watercraft

Besides these common types of insurance policies, we can also help you with other types of policies including trucking, hospitality, and renters insurance.

New Jersey Insurance Requirements

Each state has their insurance requirements. In New Jersey, auto insurance is mandatory, and for those who drive and are not insured, they are breaking the law. When it comes to getting auto insurance, many insurance agencies offer something called the Basic Policy. Having this type of policy means you are getting the minimum amount required for auto insurance, but you are also getting less protection.

Home insurance is usually required by the mortgage lender. Even if you don't happen to have a mortgage, it is one of the only ways to protect your personal property. Liability will also offer protection in case someone gets injured on your property, or someone causes damage. If your home is in a Special Flood Hazard Area, you may also need flood insurance.

If you rent your place of residence, renters insurance is not required. However, it is a good idea to invest in this type of insurance because it will offer coverage in case something happens to your personal belongings. If you own a business, it would also be in your best interest to get commercial insurance. Other types of insurance are also optional but can still be very beneficial.

Visit Us Today

No matter what kind of insurance you need, Insurance Concierge can help you find a policy you can afford, but that will also offer adequate coverage. Stop by and visit us in Linden, NJ to see how we can help. Also, try our online rating tool for quotes on home and auto insurance from your computer.